Health Savings Account

Make sure you can afford the best care possible

Beyond doctor bills

Funds can also be used for many dental, vision care and prescription costs.

Healthy dividend rate

Deposits earn 1.00% APY*, providing you with added healing power.

Multiple tax benefits

Annual contributions may be tax-deductible. Dividend earnings and withdrawals are tax-free.

When serious illness and injury strikes, the impact on your budget can be devastating. Even routine check-ups and tests can strain finances. One good way to prepare for future medical bills is to set aside money in a tax-advantaged Health Savings Account.  

  • Designed for individuals and families with high-deductible health insurance plans
  • Yearly contribution limits of $4,300 for individuals and $8,550 for families. Individuals who are 55 or older can contribute an additional $1,000.
  • No service fees and no minimum balance required**
  • Any funds you don't use in a specific year automatically roll over to the next year
  • Your account stays with you even if you change jobs or lose your job
Data Table
2025 Contribution Limit Minimum High Deductible
Single$4,300 / Under age 55
$5,300 / Age 55 and over		$1,400
Family$8,550 / Under age 55
$9,550 / Age 55 and over		$2,800

Sikorsky Credit Union has been named the #1 Credit Union in CT for the past five years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties.

*

APY = Annual Percentage Yield. Fees could reduce earnings.

**

No minimum deposit to open account.

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