Vehicle Loan Rates

¹ Standard vehicle financing guidelines apply. Vehicle loans are available for the purpose of purchasing a new or used vehicle (automobile, truck, or motorcycle) or refinancing an existing vehicle loan. Existing Sikorsky Credit Union loans are not eligible. Commercial vehicles and vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing.

² APR = Annual Percentage Rate. Conventional Auto Loan Rates shown are for purchases or refinances from another lender (existing Sikorsky Credit Union conventional loans are not eligible for refinance). Rates and terms are subject to change without notice. 

Rate is determined by your credit history and term. Rates may range from 5.44% to 13.09% for model years 2025-2023 and reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Other rates and terms available. Loans for model years 2022 and earlier are available at higher rates and different terms.
 
 Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 5.64% the estimated monthly payment is $19.17 per $1,000.00 borrowed. Rates, monthly payments and examples are estimates and provided as a courtesy only.

³ Dollars per $1,000 assumes $25,000 loan and is based on the maximum term allowed per loan product

¹ Standard vehicle financing guidelines apply. Vehicle loans are available for the purpose of purchasing a new or used vehicle (automobile, truck, or motorcycle) or refinancing an existing vehicle loan. Existing Sikorsky Credit Union loans are not eligible. Commercial vehicles and vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing.

² APR = Annual Percentage Rate. Motorcycle rates shown are for purchases or refinances from another lender (existing Sikorsky Credit Union conventional loans are not eligible for refinance). Rates and terms are subject to change without notice. 

Rate is determined by your credit history and term. Rates may range from 6.94% to 15.34% for model years 2025-2023 and reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Other rates and terms available. Loans for model years 2022 and earlier are available at higher rates and different terms.

Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 7.14% the estimated monthly payment is $19.87 per $1,000.00 borrowed. Rates, monthly payments and examples are estimates and provided as a courtesy only.

³ Dollars per $1,000 assumes $25,000 loan and is based on the maximum term allowed per loan product