IRAs & Retirement
Set the stage for the best years of your life

Traditional IRAs
Make contributions as long as you or your spouse have earned income.
Some of your contributions may be tax-deductible (talk to your tax advisor for details).
You won't pay taxes on your earnings until you withdraw them.
You're required to take withdrawals at age 72.

Roth IRAs
You can contribute money at any age, as long as you or your spouse have earned income.
You won't pay taxes on your qualified withdrawals (certain tax requirements apply).
No requirement for members age 72 to take distributions.
First-time homebuyers may withdraw funds tax-free for home purchases after your Roth account has been active five years.

IRA Savings Account
All it takes is a minimum $5 deposit to start your retirement savings plan.

IRA Share Certificate
Plan for your future with a minimum $500 deposit.
From grandkids to great adventures, there's a lot to look forward to in retirement. Make sure you have enough money to live exactly as you wish by opening a tax-advantaged Traditional or Roth IRA and making regular contributions.
- Consult your financial advisor for more information about which IRA might work best for you
- Manage your account and track your progress through Online and Mobile Banking
Starting Planning for a Better Tomorrow
Retirement Central serves as a library and self-help destination for everything related to saving for retirement.
Sikorsky Credit Union has been named the #1 Credit Union in CT for the past four years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties.
Today's Rates
Helping You Save For Retirement in Connecticut
Ready to Bank Better?