Set the stage for the best years of your life

Traditional IRAs

Start building now

Make contributions as long as you or your spouse have earned income.

Potential annual benefits

Some of your contributions may be tax-deductible (talk to your tax advisor for details).

Another tax break

You won't pay taxes on your earnings until you withdraw them.

Withdrawal rules

You're required to take withdrawals at age 72.

Roth IRAs

Keep it growing

You can contribute money at any age, as long as you or your spouse have earned income.

Tax-free withdrawals

You won't pay taxes on your qualified withdrawals (certain tax requirements apply).

No rush to collect

No requirement for members age 72 to take distributions.

Home-buying possibilities

First-time homebuyers may withdraw funds tax-free for home purchases after your Roth account has been active five years.

IRA Savings Account

Start anytime

All it takes is a minimum $5 deposit to start your retirement savings plan.

IRA Share Certificate

Start your journey

Plan for your future with a minimum $500 deposit.

From grandkids to great adventures, there's a lot to look forward to in retirement. Make sure you have enough money to live exactly as you wish by opening a tax-advantaged Traditional or Roth IRA and making regular contributions.   

  • Consult your financial advisor for more information about which IRA might work best for you 
  • Manage your account and track your progress through Online and Mobile Banking


Starting Planning for a Better Tomorrow

Retirement Central serves as a library and self-help destination for everything related to saving for retirement.

Sikorsky Credit Union has been named the #1 Credit Union in CT for the past four years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties.


APY= Annual Percentage Yield. A $500 minimum to open the certificate and earn APY. Dividends are calculated using an average daily balance method and are paid monthly. Dividend rates on Share Certificates are fixed and will not change until maturity. The APY assumes dividends and principal will remain on deposit until maturity. A withdrawal will reduce earnings. Any withdrawal of principal from certificates before maturity will be subject to penalty. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 

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