A checking account that's truly personal

Looking for your perfect account for daily money management? We'll help you check that box. Choose from four options, depending on the type of account you need.

  • All checking accounts include our Visa® Debit Card
  • Manage your account online and through our app
  • Open with a minimum $25 depositC1
Kasasa Cash
Checking
The account that earns high dividends.
Kasasa Cash Back
Checking
The account that earns cash back.
Standard
Checking
The basic checking account option.
Simple
Checking
The no frills checking
account.
Why choose this

Earn 4% APYC2

Earn 4% Cash BackC4

You want a straightforward account with easy access to your money.

You are new to having a checking account or are looking to re-establish a checking account.

Minimum Opening Deposit

$25 minimum deposit to open

$25 minimum deposit to open

$25 minimum deposit to open

$25 minimum deposit to open

ATM usage/charge

Refunds on ATM withdrawal fees, nationwideC3,C5
(up to $25 monthly, limit $4.99 per transaction)

Refunds on ATM withdrawal fees, nationwideC3,C5
(up to $25 monthly, limit $4.99 per transaction)

Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your SIkorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5

Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your SIkorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5

Digital Banking

Yes

Yes

Yes

Yes

Earns Interest

Yes

No

No

No

Overdraft Protection

Yes

Yes

Yes

No*

Monthly Service Charge

$0.00

$0.00

$0.00

$5.00

Kasasa Cash
Checking
The account that earns high dividends.
Why choose this

Earn 4% APYC2

Minimum Opening Deposit

$25 minimum deposit to open

ATM usage/charge

Refunds on ATM withdrawal fees, nationwideC3,C5
(up to $25 monthly, limit $4.99 per transaction)

Digital Banking

Yes

Earns Interest

Yes

Overdraft Protection

Yes

Monthly Service Charge

$0.00

Kasasa Cash Back
Checking
The account that earns cash back.
Why choose this

Earn 4% Cash BackC4

Minimum Opening Deposit

$25 minimum deposit to open

ATM usage/charge

Refunds on ATM withdrawal fees, nationwideC3,C5
(up to $25 monthly, limit $4.99 per transaction)

Digital Banking

Yes

Earns Interest

No

Overdraft Protection

Yes

Monthly Service Charge

$0.00

Standard
Checking
The basic checking account option.
Why choose this

You want a straightforward account with easy access to your money.

Minimum Opening Deposit

$25 minimum deposit to open

ATM usage/charge

Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your SIkorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5

Digital Banking

Yes

Earns Interest

No

Overdraft Protection

Yes

Monthly Service Charge

$0.00

Simple
Checking
The no frills checking
account.
Why choose this

You are new to having a checking account or are looking to re-establish a checking account.

Minimum Opening Deposit

$25 minimum deposit to open

ATM usage/charge

Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your SIkorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5

Digital Banking

Yes

Earns Interest

No

Overdraft Protection

No*

Monthly Service Charge

$5.00

Best rates and excellent customer service!
C1

$25 minimum deposit required to open account.

C2

APY = Annual Percentage Yield. You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Balances up to $25,000 receive APY of 4.00%; and balances over $25,000 earn 0.50% dividend rate on the portion of balance over $25,000, resulting in a range from 4.00% to 0.50% APY depending on the account's balance.

C3

You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursement of individual ATM fees of $5.00 or higher.

C4

You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: 4.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back may be earned per Monthly Qualification Cycle.

C5

Refunds on ATM withdrawal fees, nationwide and Free ATM transactions at 55,000 + ATMs worldwide when you use your Sikorsky Credit Union VISA® Debit Card through the Allpoint Network.

*

If funds are not available at time of debit: ACH, Checks, Point of Sale, ATM, pre-authorized transactions, bill pay, transfers, or any other type of withdrawals, the transaction will be declined.

*

APY= Annual Percentage Yield. APYs are effective 9/1/23 for share certificates with terms of 25 months. A $500 minimum to open the certificate and earn APY. Dividends are calculated using an average daily balance method and are paid monthly. Dividend rates on Share Certificates are fixed and will not change until maturity. The APY assumes dividends and principal will remain on deposit until maturity. A withdrawal will reduce earnings. Any withdrawal of principal from certificates before maturity will be subject to penalty. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 

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Putting You First, Always
Every member is valued and respected at Sikorsky Credit Union