Checking
A checking account that's truly personal
Looking for your perfect account for daily money management? We'll help you check that box. Choose from four options, depending on the type of account you need.
- All checking accounts include our Visa® Debit Card
- Manage your account online and through our app
- Open with a minimum $25 depositC1
| Why choose this | Earn 4% APYC2 |
Earn 4% Cash BackC4 |
You want a straightforward account with easy access to your money. |
You are new to having a checking account or are looking to re-establish a checking account. |
|---|---|---|---|---|
| Minimum Opening Deposit | $25 minimum deposit to open |
$25 minimum deposit to open |
$25 minimum deposit to open |
$25 minimum deposit to open |
| ATM usage/charge | Refunds on ATM withdrawal fees, nationwideC3,C5 |
Refunds on ATM withdrawal fees, nationwideC3,C5 |
Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5 |
Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5 |
| Digital Banking | Yes |
Yes |
Yes |
Yes |
| Earns Interest | Yes |
No |
No |
No |
| Overdraft Protection | Yes |
Yes |
Yes |
No* |
| Monthly Service Charge | $0.00 |
$0.00 |
$0.00 |
$5.00 |
|
Kasasa Cash
Checking The account that earns high dividends.
|
|---|
|
Why choose this
Earn 4% APYC2 |
|
Minimum Opening Deposit
$25 minimum deposit to open |
|
ATM usage/charge
Refunds on ATM withdrawal fees, nationwideC3,C5 |
|
Digital Banking
Yes |
|
Earns Interest
Yes |
|
Overdraft Protection
Yes |
|
Monthly Service Charge
$0.00 |
|
Kasasa Cash Back
Checking The account that earns cash back.
|
|---|
|
Why choose this
Earn 4% Cash BackC4 |
|
Minimum Opening Deposit
$25 minimum deposit to open |
|
ATM usage/charge
Refunds on ATM withdrawal fees, nationwideC3,C5 |
|
Digital Banking
Yes |
|
Earns Interest
No |
|
Overdraft Protection
Yes |
|
Monthly Service Charge
$0.00 |
|
Standard
Checking The basic checking account option.
|
|---|
|
Why choose this
You want a straightforward account with easy access to your money. |
|
Minimum Opening Deposit
$25 minimum deposit to open |
|
ATM usage/charge
Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5 |
|
Digital Banking
Yes |
|
Earns Interest
No |
|
Overdraft Protection
Yes |
|
Monthly Service Charge
$0.00 |
|
Simple
Checking The no frills checking
account. |
|---|
|
Why choose this
You are new to having a checking account or are looking to re-establish a checking account. |
|
Minimum Opening Deposit
$25 minimum deposit to open |
|
ATM usage/charge
Surcharge free ATM transactions at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union Visa Debit Card at any Sikorsky Credit Union, Allpoint Network or Sum Network ATMs.C5 |
|
Digital Banking
Yes |
|
Earns Interest
No |
|
Overdraft Protection
No* |
|
Monthly Service Charge
$5.00 |
Today's Rates
Best rates and excellent customer service!
Ready to Bank Better?
$25 minimum deposit required to open account.
APY = Annual Percentage Yield. You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Balances up to $25,000 receive APY of 4.00%; and balances over $25,000 earn 0.50% dividend rate on the portion of balance over $25,000, resulting in a range from 4.00% to 0.50% APY depending on the account's balance.
You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursement of individual ATM fees of $5.00 or higher.
You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: 4.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back may be earned per Monthly Qualification Cycle.
Refunds on ATM withdrawal fees, nationwide and Free ATM transactions at 55,000 + ATMs worldwide when you use your Sikorsky Credit Union VISA® Debit Card through the Allpoint Network.
If funds are not available at time of debit: ACH, Checks, Point of Sale, ATM, pre-authorized transactions, bill pay, transfers, or any other type of withdrawals, the transaction will be declined.
APY= Annual Percentage Yield. A $500 minimum to open the certificate and earn APY. Dividends are calculated using an average daily balance method and are paid monthly. Dividend rates on Share Certificates are fixed and will not change until maturity. The APY assumes dividends and principal will remain on deposit until maturity. A withdrawal will reduce earnings. Any withdrawal of principal from certificates before maturity will be subject to penalty. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.