Checking

A checking account that's truly personal
Looking for your perfect account for daily money management? We'll help you check that box. Choose from three options, depending on the type of account you need.
- All checking accounts include our Visa® Debit Card
- Manage your account online and through our app
- Open with a minimum $25 depositC1
Why choose this | Earn 2% APYC2 |
Earn 3% Cash BackC4 |
You need a basic checking account |
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Minimum Opening Deposit | $25 minimum deposit to open |
$25 minimum deposit to open |
$25 minimum deposit to open |
ATM usage/charge | Refunds on ATM withdrawal fees, nationwideC3,C5 |
Refunds on ATM withdrawal fees, nationwideC3,C5 |
Free ATM transactions at 55,000 + ATMs worldwideC5 |
Digital Banking | Yes |
Yes |
Yes |
Earns Interest | Yes |
No |
No |
Kasasa Cash
Free Checking The account that earns high dividends.
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Why choose this
Earn 2% APYC2 |
Minimum Opening Deposit
$25 minimum deposit to open |
ATM usage/charge
Refunds on ATM withdrawal fees, nationwideC3,C5 |
Digital Banking
Yes |
Earns Interest
Yes |
Kasasa Cash Back
Free Checking The account that earns cash back.
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Why choose this
Earn 3% Cash BackC4 |
Minimum Opening Deposit
$25 minimum deposit to open |
ATM usage/charge
Refunds on ATM withdrawal fees, nationwideC3,C5 |
Digital Banking
Yes |
Earns Interest
No |
Standard
Free Checking The no frills free checking account.
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Why choose this
You need a basic checking account |
Minimum Opening Deposit
$25 minimum deposit to open |
ATM usage/charge
Free ATM transactions at 55,000 + ATMs worldwideC5 |
Digital Banking
Yes |
Earns Interest
No |
Today's Rates
Best rates and excellent customer service!
Ready to Bank Better?
$25 minimum deposit required to open account.
APY = Annual Percentage Yield. You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Balances up to $10,000 receive APY of 2.00%; and balances over $10,000 earn 0.25% dividend rate on the portion of balance over $10,000, resulting in a range from 2.00% to 0.41% APY depending on the account's balance.
You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursement of individual ATM fees of $5.00 or higher.
You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle.
Refunds on ATM withdrawal fees, nationwide and Free ATM transactions at 55,000 + ATMs worldwide when you use your Sikorsky Credit Union VISA® Debit Card through the Allpoint Network.