It's go time for your next set of wheels

Competitive rates

Lower interest charges leave more money in your pocket.

Flexible repayment periods

Keep monthly payments from spinning out of control with terms that work for you.

Easy online application

We're geared up to get you cruising, commuting, and cargo-hauling.

Looking for basic transportation? Or something that gets you from here to there in style? At Sikorsky Credit Union, we offer financing for new and used cars, trucks, and SUVs - which means you can travel through life just about any way you like.

  • Terms ranging from 36 to 72 months for used auto loans and up to 84 months for new auto loans
  • Refinance an existing auto loan from another lender
  • Ask us about an Advantage Auto Loan, which offers the best features of a traditional loan and a lease
  • The option to purchase GAP Insurance or Mechanical Breakdown Protection (i.e., Auto Warranty) at a much lower cost than through other Lenders or Auto Dealers

 

Sikorsky Credit Union has been named the #1 Credit Union in CT for the past four years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties.

    A better process starts with Sikorsky FCU

    View Your Rate
    Choose the rate and term option best for your budget.
    Apply Online
    Applying online is quick and easy. You can visit a branch if you prefer to speak to someone in person.
    Get Approved
    Once your financing is approved you can get on the road quick!

    Frequently asked car loan questions

    Yes, you can. Refinancing an auto loan you have with another lender to Sikorsky Credit Union may save you money. Learn more on our Auto Refinance page.

    The difference between what you pay for the vehicle and the residual value is used to determine the principal portion of your payment, which results in a lower monthly payment than conventional financing.

    Residual value is established based on the term of the loan using industry approved guidelines similar to leasing. The Advantage Auto Loan uses standard industry residual values. The residual value is not inflated to arrive at an arbitrary lower payment. This means if you elect to keep the vehicle upon loan termination you will not have to pay an inflated price to pay off the loan.

    You can select a 7,500, 10,000,12,000, 15,000, or 18,000 miles per year option. The excess mileage cost is only $.10 a mile, unlike leasing which can cost up to $.25 per mile. End of term fees only apply if you exercise the "walk- away" option.

    No, we do not. Many leases require the first and last payments to be made at the time of loan disbursement-our Advantage Auto Loan does not.

    Yes, you can. Because you own the vehicle you may pay the loan off, sell the vehicle, or use it as a trade-in at any time during the term of the loan—without any penalty. With a traditional lease, these options typically come with a stiff "early termination" fee.

    With traditional leasing, if you decide to keep your vehicle, you have to buy it out. Which means you'll pay tax, title and license on the vehicle you've been driving. With the Advantage Auto Loan, you simply refinance your balance into a conventional loan, no additional charges. It's already titled in your name.

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