Kasasa Cash Checking

Earn a rate 19x higher than the average bank.*

Payback time

It's easy to earn attractive dividends on your checking balance.

No Monthly Fees

No monthly fees if you are signed up for eStatements and rebates on ATM fees2.

Top-notch tech

Manage your account anytime through Online Banking and our app.

Making easy purchases with a debit card, saving time with Online Banking, and going paper-free with monthly statements are all smart moves. They look even wiser when you learn that doing all of the above leads to high dividend earnings on your checking account balance.

  • Open with as little as $25
  • Earn 4.00%% APY1 on balances up to $25,000
  • Earn 4.00-1.20%% APY on balances over $25,000 depending on balance in account
  • Earn 0.05% APY if monthly qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide2 (up to $25 monthly, limit $4.99 per transaction)
  • Can link to Kasasa Saver® (to automatically save and earn)
  • Get free Online Banking, eStatements, and Mobile Banking
  • Enjoy the purchasing power of a free Visa® Debit Card

 

How to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases per qualification cycle
  • Be enrolled in and log into Online Banking
  • Be enrolled in eStatements
  • Kasasa Cash Disclaimer and Details 
  • See pdf version of our qualification cycle here.

 

Even if you fall short during a monthly cycle, you’ll still earn the base dividend rate. And you can get right back to earning full rewards the very next month.

Sikorsky Credit Union has been named the #1 Credit Union in CT for the past six years and offers membership to those living, working, volunteering or worshiping in Fairfield, New Haven & Hartford counties.

Frequently Asked Questions

You can! Making the switch is easy. Check out our Switch Kit to help you with the entire process.

Free ATM transactions are available at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union VISA Debit Card through the Allpoint Network.

You can order checks from Harland Clarke, our check vendor. You can visit their website here.

*
For illustrative purposes only. As of June 27, 2025 NCUA reports the national average rate for interest checking accounts offered by banks is 0.21% APY, based on $2,500 balance, and the national average rate for interest checking accounts offered by credit unions is 0.15% APY, based on $2,500 balance. The 4.00% APY is for the Kasasa Cash Checking Account and applied to balances up to $25,000. 
1

APY = Annual Percentage Yield

APY Effective Date: 1/15/2025

Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Dividends are compounded daily and credited to the account every month. The divident rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened.

2

Free ATM Transactions at 55,000+ ATMs worldwide when you use your Sikorsky Credit Union Visa® Debit Card through the Allpoint Network. You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursement of individual ATM fees of $5.00 or higher.

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