Kasasa Cash Back Pays You Back


Our free Kasasa Cash Back checking actually pays you 3.00% cash back on your debit card purchases every month. (It’s kind of like getting paid to shop!) There are no category restrictions, never a monthly service fee and no minimum balance requirements to earn your rewards.


  • Free checking that pays you back
  • No minimum balance to earn rewards
  • No monthly maintenance fee


  • Pays 3.00% cash back on debit card purchases*
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide*
    • (up to $25 monthly, limit $4.99 per transaction)
  • Can link to free Kasasa Saver® (to automatically save & earn) 
  • Free Online Banking with Bill Pay, free eStatements, free Mobile Banking and a free Debit Card 
  • Low, $25 minimum deposit to open

How to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Kasasa Cash Back account during each Monthly Qualification Cycle:
  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry - your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

And that’s it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn the base interest rate. And you can get right back to earning your full rewards the very next month.
*Kasasa Cash Back Disclaimer and Details
See pdf version of our qualification cycle here.
APY* = Annual Percent Yield