Kasasa Cash Pays High Dividends


Our free Kasasa Cash checking account pays you just for banking with us. When you do simple activities (like using your debit card) we reward you in cash every month – and there’s never a monthly service fee!


  • Free checking that pays you in cash monthly
  • No minimum balance to earn rewards
  • No monthly maintenance fee 


  • Pays high dividends on your balance
    • 2.00% APY* on balances up to $10,000
    • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account*
    • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide*
    • (up to $25 monthly, limit $4.99 per transaction)
  • Can link to free Kasasa Saver® (to automatically save & earn)
  • Get free Online Banking with Bill Pay, free eStatements, free Mobile Banking and a free Debit Card 
  • Low, $25 minimum deposit to open

How to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
  • At least 12 debit card purchases per qualification cycle
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive eStatements
And that’s it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn the base interest rate. And you can get right back to earning your full rewards the very next month. 

*Kasasa Cash Disclaimer and Details

See pdf version of our qualification cycle here.
APY* = Annual Percent Yield