Beware of these Scams
Important Notice to Sikorsky Credit Union Members
Sikorsky Credit Union will never send you an unsolicited request for your debit, ATM, or credit card PIN or your online banking login ID or password. We will not call you, send you emails, mail you letters or use online pop-ups or other methods to request this information. If you receive an unsolicited request from Sikorsky Credit Union, even if the request appears to be legitimate, do not provide any confidential information including Social Security Number; birth date; account numbers; credit or debit card account numbers, expiration dates or CVV codes (three-digit security code located on the back of your card); Online Banking login IDs, passwords, or debit card or Call-24 PINS.
Phishing occurs when internet fraudsters impersonate a business to trick you into giving out your personal information. Don't reply to email, text, or pop-up messages that ask for your personal or financial information. Don’t click on links within them either – even if the message seems to be from an organization you trust. It isn’t. Legitimate businesses don’t ask you to send sensitive information through insecure channels.
Click here to learn more about Phishing and how to protect yourself.
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
If you get a robocall, hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
Click here to learn more about Robocalls and how to protect yourself.
Card skimming is when someone illegally copies your account details from the magnetic strip on your credit or debit card when you use an ATM or point of sale terminal at a merchant. The fraudster then uses your details to create a fake or ‘cloned’ card.
For ATM skimming, a fraudster attaches a skimming device over the card entry slot to capture your card details and camera above the keypad or to the side of the keypad to capture your PIN.
For POS skimming the thief captures your card details and PIN by attaching a skimming device over the card entry slot or replacing the original POS device with a device that looks and works like a normal POS terminal. The most common place these devices can be found is self-service gas pumps.
Follow these steps to protect your card:
Does the ATM or POS terminal look like it normally does – can you see any unusual additions, marks or changes?
Are there any signs that someone has tampered with the ATM or POS terminal - can you see any glue residue, exposed wires, pieces of double-sided tape?
Do you notice something suspicious about the card slot on (e.g. an attached device)?
If so, do not proceed with your transaction.