Credit Card Rates
Consumer-friendly rates may save you money every month
Lower rates on our personal credit cards are designed to save you money in interest charges and hold down your monthly payments.
Credit Card Rates
Effective Date: December 1, 2024
Rates are subject to change without notice.
APR = Annual Percentage Rate
| Type | Current Variable APR1 as low as | Terms |
|---|---|---|
| VISA Platinum | 12.75% | Credit lines available from $500 to $25,000. Variable APR will be between 12.75% - 17.99% based on your creditworthiness. |
| VISA Advantage | 15.75% | Credit lines available from $500 to $25,000. Variable APR will be between 15.75% - 17.99% based on your creditworthiness. |
| VISA Secured | 17.99% | This APR will vary with the market based on the Prime Rate. |
1 The Annual Percentage Rate (APR) may vary. Credit lines available from $500 to $25,000. Variable Annual Percent Rates will be between 12.75% - 17.99% and is dependent on both the card selected during the application process and your creditworthiness.
With the CU REWARDS PROGRAM every retail dollar charged earns redeemable points. Points expire in 48 months. For further details visit https://www.curewards.com
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