Loan Rates

 

Mortgage & Home Equity Rates

Click here for current mortgage and home equity rates and terms

Effective as of April 1, 2015 and are subject to change without notice.

Auto & Other Loan Rates

APR = Annual Percentage Rate
$ Per $1,000 means Monthly Payment per $1,000 borrowed.

Type Interest Rate
as low as
APR
as low as
$ Per $1,0003

Terms and Rates Available
New Auto 1.89% 1.89% $17.48 Up to 60 months. Other terms and rates available up to 78 months.
Used Auto 1.89% 1.89% $17.48 Up to 60 months on model years 2010 or newer.  Other terms and rates available up to 72 months.
Auto Refinance1
1.89% 1.89% $17.49 Up to 60 months.
Auto Refinance1 2.25% 2.25% $14.87 61 to 72 months.
New Boat 5.49% 5.49% $19.10 Up to 60 months.
Other terms and rates available up to 144 months.
Used Boat 5.99% 5.99% $19.33 Up to 60 months.
New Motorcycle 2.99% 2.99% $29.08 Up to 36 months.
Other terms and rates available up to 60 months.
Used Motorcycle 3.49% 3.49% $29.30 Up to 60 months.
New RV/Trailer 8.75% 8.75% $20.64 Up to 60 months.
Used RV/Trailer 9.25% 9.25% $25.00 Up to 48 months.
Personal Loan 9.74% 9.74% $21.12 Up to 60 months.
Unsecured Loan.
Maximum Loan: $25,000
Advantage Loan2
8.99% 8.99% $31.80 Up to 36 months.
Unsecured Loan.
Maximum Loan:  $5,000.
Line One 13.00% 13.00% --- Unsecured open-end personal
line of credit.
Maximum Line:  $15,000.

Actual rates may vary. These are the minimum rates that Sikorsky Credit Union may charge.  Your rate will be determined by your credit history and term selected and may range from 1.89% to 14.49% for new/used auto loan5:49% to 14:99% for new boat loans; 2.99% to 14.99% for new motorcycle loans;  8.75% to 13:75% for new motor homes; 9.74% to 17.74% for personal loans; 13.00% to 17.50% for Line-One. Other rates and terms available.  Subject to credit evaluation. Terms and conditions may apply. Rates include a .25% discount for automatic payment from a Sikorsky Credit Union account. Contact the Lending Department at (203) 377-2252 for specific details.

1Standard vehicle financing guidelines apply. Existing Sikorsky Credit Union auto loans not eligible. Rates apply to model years 2010 or newer. For qualified borrowers only. Offer may end at any time. Other terms and rates available for model years 2005-2009.

2The .25% discount for automatic payment from a Sikorsky Credit Union account does not apply.

3Dollars per $1,000 is based on the maximum term allowed per loan product type.