Credit Card Rates 


Rates Effective as of January 1, 2016  and are subject to change without notice

Credit Card Rates1

APR = Annual Percentage Rate

 TypeCurrent Variable APRTerms
VISA Classic 13.15%

Credit lines available from $500 to $25,000.

Rate is determined by adding 9.65% for purchases, cash advances and balance transfers to the Prime Rate on the last business day of the preceding month.

VISA Platinum 10.00%

Credit lines available from $500 to $25,000.

Rate is determined by adding 6.50% for purchases, cash advances and balance transfers to the Prime Rate on the last business day of the preceding month.

Scorecard Program 2 – Learn more.

Student VISA
Platinum
13.15%

Credit lines available from $500 to $1,500.

Rate is determined by adding 9.65% for purchases, cash advances and balance transfers to the Prime Rate on the last business day of the preceding month.

Scorecard Program 2 – Learn more.

1No annual fee. Your APR may vary. The Prime Rate used to determine your APR is published in the “Money Rates” table of the Wall Street Journal on the last business day of the preceding month.

2Scorecard Program link – Every retail dollar charged earns redeemable points. Points expire in 48 months; each year thereafter points will expire yearly.