VISA Credit Cards
VISA® Platinum
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No annual fee
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Credit limit up to $25,000.
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Low annual percentage rate for purchases and cash advances
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25-day grace period on new purchases when previous balance paid in full
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ScoreCard Bonus Points on every retail dollar spent (visit www.scorecardrewards.com)
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Travel emergency assistance
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Warranty Manager Service
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Auto rental insurance on most cars rented with Visa Platinum card
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Travel/accident insurance (up to $1,000,000) when using card for travel
VISA® Classic
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No annual fee
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Low annual percentage rate for purchases and cash advances
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25-day grace period on new purchases when previous balance paid in full
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Auto rental insurance on most cars rented with Visa Classic card
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Travel/accident insurance ($250,000) when using card for travel
Student VISA®
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No annual fee
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Low annual percentage rate for purchases and cash advances
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25-day grace period on new purchases when previous balance paid in full
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ScoreCard Bonus Points on every retail dollar spent (visit www.scorecardrewards.com)
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Travel/accident insurance (up to $1,000,000) when using card for travel
Lost or Stolen Card?
Report a lost or stolen Sikorsky Credit Union VISA card:
- during business hours 203-377-2252 or 1-888-753-5553
- after hours, weekends, holidays 1-800-991-4961
VISA Increase Request
To request an increase for your credit card, click on the following link.
Verified by VISA
You receive protection against unauthorized online purchases with your VISA card. For more information, click here.
Lower your credit card fees -- Make the Switch to a SCU VISA Platinum credit card
Consolidating your credit card balances by switching to a Sikorsky Credit Union VISA® card. To transfer balances, call (203)377-2252, option 3 and speak to a VISA representative to learn about the benefits. Or simply download a Credit Card Balance Transfer Authorization form and follow the directions. Consolidate your debt and save money!
VISA Merchant Surcharging
VISA has agreed to allow Merchants to add a surcharge (or swipe fee) to credit card purchases with the following conditions:
• The surcharge cannot exceed 4%.
• The merchant must notify customers that a surcharge fee will be applied before a purchase is made.
• Only credit cards purchases are subject to surcharges. Surcharges may not be added to purchases made with debit cards or prepaid cards.
• Only ten states restrict merchants from imposing a surcharge, they are: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.
• The legal settlement restricts merchants from imposing surcharges at all of their locations if they have storefronts in any of the states that do not allow them.
To learn more about credit card surcharging, >>click here for answers to Frequently Asked Questions.